Step 1: Reconsideration

After receiving a denial, the first step is to request Reconsideration. This is a complete review of your claim by a different SSA representative.

• You must submit your request within 60 days of the denial notice
• You can submit additional medical evidence or documentation
• The SSA will review everything from your original application along with any new information
• This stage usually takes 2 to 4 months

Only a small percentage of reconsideration requests are approved, but this step is necessary before moving on to a hearing.

Step 2: Hearing Before an Administrative Law Judge (ALJ)

If your claim is denied again, you can request a hearing before an Administrative Law Judge.

• You must request the hearing within 60 days of your reconsideration denial
• The hearing is typically scheduled 12 to 18 months after your request in New Mexico
• You’ll have the chance to present evidence, bring witnesses, and testify about your disability
• The judge may also question a vocational expert to determine your ability to work

This is one of the most important stages in the process and where many claimants are finally approved.

Step 3: Appeals Council Review

If the ALJ denies your claim, you can request a review by the Appeals Council.

• You must submit your request within 60 days of the ALJ’s decision
• The Council may deny the review, issue a new decision, or send your case back to the ALJ for another hearing
• This step usually takes 6 months or more

The Appeals Council doesn’t accept every case, and approvals are relatively rare at this stage.

Step 4: Federal Court Review

If the Appeals Council denies your request or upholds the ALJ’s decision, your final option is to file a lawsuit in federal district court.

• You must file your lawsuit within 60 days of the Appeals Council decision
• You will need to work with an attorney familiar with federal disability law
• The court will review whether the SSA made a legal or procedural error in your case

This step is time-consuming and complex, but it may be necessary if you’ve exhausted all administrative remedies.

Tips for a Successful SSDI Appeal in New Mexico

• Meet all deadlines — missing one can end your appeal rights
• Submit new and updated medical records at each stage
• Clearly explain how your condition affects your ability to work
• Stay organized and keep copies of all correspondence
• Consider legal help, especially for the hearing and beyond