SSA's Definition of Disability

To be considered disabled by the SSA, your condition must:

• Prevent you from engaging in substantial gainful activity (SGA). In 2025, this means earning more than $1,620 per month for non-blind individuals.
• Be expected to last at least 12 months or result in death.
• Be medically determinable, meaning it must be diagnosed by a qualified medical professional and supported by clinical and laboratory findings.

Meeting the Listing of Impairments

The SSA maintains a "Blue Book" that lists impairments considered severe enough to prevent an individual from working. These listings cover various body systems, including:

• Musculoskeletal disorders (e.g., back injuries)
• Cardiovascular conditions (e.g., heart failure)
• Neurological disorders (e.g., epilepsy)
• Mental disorders (e.g., depression, anxiety)

If your condition matches a listing, you may automatically qualify for benefits.

Medical Evidence Requirements

To support your claim, you'll need comprehensive medical documentation, such as:

• Medical records detailing your diagnosis, treatment, and response.
• Laboratory and imaging results (e.g., X-rays, MRIs).
• Statements from treating physicians outlining your limitations.
• Hospitalization records if applicable.

Consistent and ongoing medical treatment is essential. Sporadic visits or lack of treatment can weaken your claim.

Consultative Examinations

If your medical records are insufficient, the SSA may require you to undergo a Consultative Examination (CE) with an independent doctor. This exam helps the SSA gather additional information about your condition and its impact on your ability to work.