What are the disability benefits in New Mexico?

By Hogan Smith

Updated 05/08/2025


If you have a disability that prevents you from working in New Mexico, you may be eligible for disability benefits through federal or state programs. These benefits can help you cover living expenses and medical costs while you are unable to work.



This guide outlines the disability benefits available in New Mexico, who qualifies, and how to apply.

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Federal Disability Benefits in New Mexico

Most disability benefits in New Mexico are provided through federal programs managed by the Social Security Administration (SSA).


Social Security Disability Insurance (SSDI)

  • Available to individuals who have worked and paid into Social Security for a required number of years.
  • Your benefits will be based on your earnings history.
  • You must meet the SSA’s strict definition of disability, which requires that your condition prevents you from working for at least 12 months or is expected to result in death.


Supplemental Security Income (SSI)

  • Designed for people with low income and limited resources, regardless of whether they have worked in the past.
  • SSI recipients in New Mexico automatically qualify for Medicaid for medical coverage.
  • Monthly SSI payments are designed to help with basic living costs, such as food, shelter, and clothing.


State Disability Assistance in New Mexico

While New Mexico doesn’t offer its own disability income program, the state provides essential support services and healthcare coverage for those who qualify for federal disability benefits.


Medicaid and Medical Assistance

  • Medicaid is available to SSI recipients in New Mexico.
  • Other residents may qualify for Medicaid under the New Mexico Human Services Department (HSD) based on income and disability.


New Mexico Department of Vocational Rehabilitation (NMDVR)

  • Offers support services to individuals with disabilities who want to enter or return to the workforce.
  • Services include job training, vocational counseling, and assistance with finding employment.


Long-Term Care and Home and Community-Based Services (HCBS)

  • For individuals who are elderly or have significant disabilities, New Mexico offers services that help them live independently.
  • HCBS provides assistance with daily activities and may include help with transportation, personal care, and household tasks.


Other Disability Resources in New Mexico


Workers’ Compensation

  • If your disability is the result of a work-related injury, you may be eligible for workers’ compensation benefits.
  • These benefits cover medical treatment and a portion of lost wages.


Private Disability Insurance

  • Many employers or private insurers offer long-term disability insurance that can provide additional income protection if you’re unable to work due to a disability.


How to Apply for Disability Benefits in New Mexico


To apply for SSDI or SSI:

  • Visit the SSA website at www.ssa.gov
  • Call 1-800-772-1213 for assistance
  • Or visit a local Social Security office in New Mexico


To apply for Medicaid:

  • Apply online through the New Mexico Human Services Department at www.hsd.state.nm.us
  • Or visit a local HSD office to submit your application

How Hogan Smith Can Help

At Hogan Smith, we help individuals in New Mexico navigate the complexities of the disability benefits system. Our team can:


  • Assist with determining whether SSDI, SSI, or both are appropriate for your situation
  • Help gather medical records and documentation to support your claim
  • Ensure your application is complete and submitted on time
  • Represent you through the appeals process if your claim is denied

Contact Hogan Smith Today

If you’re ready to apply for disability benefits in New Mexico or need assistance with a denied claim, Hogan Smith is here to help. Call us today for a free consultation, and let us guide you through the process of getting the disability benefits you need.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

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