Determine Which Program You Qualify For

The first step is figuring out whether you should apply for SSDI, SSI, or both:

• SSDI is for people who have worked and paid Social Security taxes for a required number of years.
• SSI is based on financial need and is designed for people with limited income and resources, regardless of work history.

Some applicants may be eligible for both programs, known as concurrent benefits.

Gather the Required Information

Before beginning your application, collect all necessary documents. This will help speed up the process and improve your chances of approval. You’ll need:

• Social Security Number
• Birth certificate or other proof of age
• Work history for the past 15 years
• List of medical providers, including names, addresses, and dates of visits
• Medical records and test results
• Medication lists
• Financial information (especially for SSI applicants)

Submit Your Application

You have several options for submitting your disability claim in New Mexico:

• Online at www.ssa.gov
• By phone at 1-800-772-1213
• In person at your local Social Security office (find one near you using the SSA’s office locator tool)

Make sure to complete all sections accurately and honestly. Any missing or incorrect information can delay or harm your claim.

What Happens After You Apply

After you file your claim:

• The SSA will review your application for basic eligibility.
• Your case will be sent to the Disability Determination Services (DDS) office in New Mexico.
• DDS will evaluate your medical evidence and may request additional records or ask you to attend a consultative exam.

This process can take 3 to 6 months or longer. You can track your application using your SSA online account.

Tips to Improve Your Chances of Approval

• Stay in regular contact with your doctors
• Submit all requested documents promptly
• Follow medical advice and treatment plans
• Keep copies of everything you submit
• Be prepared to appeal if your claim is denied (this is common)